Guardian, its subsidiaries, agents, or employees do not provide tax or legal
advice. The Associates of Ashford Advisors, Inc., are not licensed to sell insurance in all 50 states.
To find out if an agent is licensed in your state, please contact Johnny Howard at 770 390-2600.
The Registered Representatives are securities licensed in Georgia, Florida, Alabama, Mississippi,
South Carolina, North Carolina, Tennessee, Virginia, New York, Colorado, Arizona, Michigan, Illinois
and Nevada and is strictly intended for individuals residing in those states. No offers may be made
or accepted from any resident outside these specified states. The information or opinions contained
in this Internet site should not be construed by any consumer and/or prospective client as an offer
to sell or the solicitation of an offer to buy any particular investment product. The information
contained herein is directed solely to those individuals who reside in jurisdictions in which the
representative is registered in the state where the consumer and/or prospective client reside. Any
subsequent direct communication with a consumer and/or prospective client shall only be conducted
by a representative that is registered in the state where the consumer and/or prospective client
reside. The information on this web site is designed to be general in nature and for educational
purposes only. Guardian, its agents and employees do not give tax or legal advice.
The Living Balance Sheet ® and the Living Balance Sheet ® Logo, are registered service marks
of The Guardian Life Insurance Company of America. The graphics and text used herein are the
exclusive property of The Guardian Life Insurance Company of America and protected under U.S.
and International copyright laws.
© Copyright 2005-2009, The Guardian Life Insurance Company of America
Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS), Two Ravinia
Drive, Suite 750, Atlanta, GA 30346, (770) 390-2600. Securities products/services and advisory services
are offered through PAS, a registered broker-dealer and investment advisor. PAS is an indirect, wholly
owned subsidiary of Guardian. Financial Representatives, The Guardian Life Insurance Company of America
(Guardian), New York, NY. Ashford Advisors is not an affiliate or subsidiary of PAS or Guardian.
Ashford Advisors is not an independent registered investment advisor.
PAS is a member of
FINRA,
SIPC.
