February 2013

Click here to view the February Newsletter: Ashford Advisors Newsletter – February 2013

STEPPING OVER THE “WEALTH THRESHOLD”

By statistical measures, financial inequality among Americans is increasing – rich Americans are getting richer, while the poor and middle class Americans are losing ground. Personal action remains your best strategy for crossing wealth thresholds.

MAKING SURE YOUR FINANCIAL RECORDS AREN’T LOST IN THE DIGITAL CLOUDS

As more of our financial and personal lives are archived online, the challenge of both protecting and providing access increases. If your loved ones, business associates and financial advisors can’t retrieve it, your digital cloud of data – financial records, photos, music collections, family documents – may vaporize.

PLAYING “NOW” AND “LATER” WITH LIFE INSURANCE

People don’t disagree with the concept of life insurance; there’s just a lot of discussion over what type of coverage to obtain, and how to use it. Most of the issues can be distilled to a discussion of “now” and “later.”

RISK MANAGEMENT: LIABILITY PROTECTION

Americans have a 10 percent chance of being sued in any given year and a 33 percent chance of being sued in their lifetimes. Litigation, even if eventually settled in your favor, can pose a significant disruption to your financial plans.

2013-0937

 

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Compliance number: 2013-0115

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