June 2013

Click here to view this month’s newsletter: Ashford Advisors Newsletter – June 2013

 

THE TBD ACCOUNT: ONE ACCUMULATION, MANY APPLICATIONS
Instead of trying to find (and fund) a solution to every potential financial challenge, a simpler approach may deliver better results.

IF YOU ARE GOING IT ALONE, YOU ARE NOT ALONE
The United States is becoming a nation of single people. More Americans are functioning as individual financial units – they are households of one.

RMDs: THE BABY BOOMERS ARE COMING!
In 2016, the leading wave of Baby Boomers will turn 70 and begin Required Minimum Distributions (RMD) from their IRAs and similar qualified retirement accounts.

GETTING CONTINGENT BENEFICIARIES RIGHT
Naming a specific beneficiary is usually straightforward, but when several beneficiaries are listed, poorly defined designations can cause problems.

2013-6104

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Compliance number: 2013-0115

Ashford Advisors is a General Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Securities products/services and advisory services are offered through Park Avenue Securities, LLC (PAS),  member FINRA, SIPC.  Two Ravinia Drive, Suite 750, Atlanta, GA 30346, 770-390-2600.

PAS is an indirect, wholly owned subsidiary of Guardian. Ashford Advisors is not an affiliate or subsidiary of PAS or Guardian. Ashford Advisors is not an independent registered investment advisor.

Important Disclosures