Ashford Creative Wealth Strategies Newsletter - March 2010

To view this month's newsletter, please click on the PDF file located at the bottom of the page.

This month's newsletter features the following articles:

Is the Future Already in Place?

One of the staples of the financial press is providing new perspectives on what might be ahead for the economy. But often overlooked in the day-to-day details are some larger economic trends – ones that are already in place – that may that hold the real key to understanding our economic future. This issue discusses some of these major demographic trends, their impact on the economy, and how these trends might change the way you structure your financial programs.

· Depopulation and Immigration

Declining Birthrates in economically developed countries have reached levels where native populations will not be able to replace themselves. This means sustainable economic growth may only be realized through immigration. Find out why the United States may have some long-term advantages in light of these already-established trends.

· Rectangular Longevity

Because of breakthroughs in health and medical technology, the 20^th century saw a huge increase in life expectancy, and the increases are continuing into the 21^st century as well. As more people live longer, it forces us to reconsider the expectations for both our working lifetime and retirement. How will your retirement plans change if living past 100 is realistic?

· What could this mean for present and future generations?

Do these newly-prominent trends mean re-thinking some of the financial paradigms that arose from the Post-World War II baby-boomer demographic?

How will you Meet the 10,000-hour rule for your finances?

A new bestseller puts forth the idea that mastery of any complex cognitive skill requires at least 10,000 hours of practice, usually over a 10-year period. When it comes to your money, how will you achieve mastery?

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Ashford Creative Wealth Strategies Newsletter - March 2010

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