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John E. "Ned" Richards, CLU®*

John E. (Ned) Richards has been in the financial services industry since 1975, working closely with individuals and business owners to assist them in reaching their long-term financial goals. Having personally experienced the effects cancer can have on one’s life, Ned knows and understands first-hand the importance of having a strong, coordinated financial plan.

During his 35 years in the business, Ned has repeatedly qualified for the Guardian Life Insurance Company’s prestigious Leaders Club and Disability Income Inner Circle, a group recognized for their knowledge, production, and expertise of Disability Income protection. Ned is also a regular qualifier for the Industry’s Million Dollar Round Table. He is an eight-time Guardian Centurion Club qualifier and has received the industry’s National Quality Award.

Ned holds the professional designation of Chartered Life Underwriter^® (CLU^®). He is also a member of the National Association of Insurance and Financial Advisors. In addition, Ned has conducted several seminars on retirement planning. Ned is a 1975 graduate of Georgia State University, where he received a degree in Business Administration.

Ned and his wife, Marsha, have been married since 1976 and have three children and two grandchildren. Ned is a devoted family man and a firm believer in being involved in his community and church. Within the community, he has been an active member of the Norcross/Peachtree Corners Rotary Club, where he has served as Treasurer and Community Service Director. He and his family are members of Peachtree Corners Baptist Church; Ned is also an ordained Deacon. Ned is a native of Decatur, Georgia; he and his wife currently reside in Norcross, where they have lived since 1989.

2010-9651

Resources & Information

Ashford Advisors Announces 11 Qualifiers for Top Guardian Awards
Ashford Advisors, an agency of The Guardian Life Insurance Company of America and a comprehensive financial services firm located in Atlanta, Georgia, is proud to announce that 11 of its financial representatives have qualified for Guardian's Leaders Club and/or Executive Club.

Contact Information

Two Ravinia Drive, Suite 750
Atlanta, GA 30346
(770) 390-2652
fax (770) 390-2683
nedrichards@ashfordadvisors.net

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Guardian, its subsidiaries, agents, or employees do not provide tax or legal advice. The Associates of Ashford Advisors, Inc., are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Johnny Howard at 770 390-2600. The Registered Representatives are securities licensed in Georgia, Florida, Alabama, Mississippi, South Carolina, North Carolina, Tennessee, Virginia, New York, Colorado, Arizona, Michigan, Illinois and Nevada and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states. The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside. The information on this web site is designed to be general in nature and for educational purposes only. Guardian, its agents and employees do not give tax or legal advice.

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* Registered Representative of Park Avenue Securities LLC (PAS), Two Ravinia Drive, Suite 750, Atlanta, GA 30346. Securities products and services offered through PAS, (770) 390-2600. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Ashford Advisors is not an affiliate or subsidiary of PAS or Guardian.
PAS is a member FINRA, SIPC.

** Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), Two Ravinia Drive, Suite 750, Atlanta, GA 30346. Securities products/services and adv isory services are offered through PAS, a registered broker-dealer and investment advisor, (770) 390-2600. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Ashford Advisors is not an affiliate or subsidiary of PAS or Guardian.
PAS is a member FINRA, SIPC.

Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal or investment advice. Although the information has been gathered from sources believed reliable, please note that individual situations can vary, therefore the information should be relied upon when coordinated with individual professional advice.

Disability Income and Long Term Care products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. Products not available in all states. Product provisions and features may vary from state to state.

Guardian does not offer Property and Casualty insurance products or services.